These Changing Times

On Line Dating

2010-01-17T18:37:00.004-05:00

Online-dating-sites for singles can be fun and exciting.

Dating sites have become very popular in the past few years and getting even more popular in these changing times we now live in.

I found my special someone on a singles dating site in January of 2005 and we were married in August of 2008.

When using online dating sites here are a few helpful tips you should consider before ever meeting someone in person whether you are a female or male.

With all that goes on in the world today, never, never, put yourself in possible harms way.

Never go out or be alone with someone you met on line untill you get to know them really well.

Always have a friend along or another couple. If he or she is who they say they are they won't mind this at all. Always meet them on your own
territory.

All people, both good and bad, if they are trying to gain your interest and confidence, will present their absolute best front to you.

It is up to you to determine the good from the bad.

You need to be patient. You may have dreams of spending your life with your soulmate, starting a family and growing old together.

However, life does not work out as it is planned.

Remember, once you meet the person, no matter how old you are, your life will be much better and happier.

Therefore, have patience and good things will come to you.

Protect Our Children

2009-10-24T18:51:00.005-04:00

After what happened here in Clay County in Jacksonville Florida I felt the need to speak up for our children and all children who's community has let them down. Yes I said community.

The senseless killing (and should not had happened) of 7 year old Sommer on her walk home from school shook me to the core.

I was upset when the word came out that children who live with in a mile and 1/4 or here in Duval county 2 miles from school would have to walk so money could be saved as a result of the economy.

Now I'm down right mad. That child should not have been walking in the first place. Kids will be kids and when they get upset they do what kids do. She left her friends and ran up ahead and it cost her her life. Had she been on a school bus she would be alive today.

It doesn't matter were you live or how much money you do or do not have. Young Children are in danger when they walk home un supervised even in numbers.

Parents, grandparents, aunts, uncles and foster parents. Speak loud and long to anyone and everyone and lets get our elementary children back on the school bus. The money they are saving is in no way more important then our children.

It's too late for Sommer but not for the rest of our kids. Tell your congress rep, city council, school board, put our children back on the bus or provide an escort home. It's our job to protect our children and they need our help now. Don't let what happened to that child happen to another child.

Losing a child is the ultimate hurt and pain to have to bear. It never goes away. I know this to be true because I lost a child many years ago.

Don't be a victim. Protect your child at all cost.

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2009-05-25T20:54:00.001-04:00

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2009-04-11T18:00:00.002-04:00

If you like Country music or just would like to know more about it check out my chatter box site. This site is to keep country music fans informed about the singers and to show how country western music has become as popular as all music and why. I will be updating it on a regular basis so check often.

Speaking Out

2009-04-01T16:56:00.003-04:00

Tobacco taxes are soaring to finance a major expansion of health insurance for children. President Barack Obama signed that health initiative soon after taking office.

The Centers for Disease Control and Prevention says cigarette smoking results in an estimated 443,000 premature deaths each year, and costs the economy $193 billion in health care expenses and lost time from work. Smoking is a major contributor to heart disease, cancer and lung disease.

I don't have a problem with taxes going up on smokers but why are smokers the only ones being centered out?

5% of all deaths from diseases of the circulatory system are attributed to alcohol.

15% of all deaths from diseases of the respiratory system are attributed to alcohol.

30% of all deaths from accidents caused by fire and flames are attributed to alcohol.

30% of all accidental drownings are attributed to alcohol. 30% of all suicides are attributed to alcohol.

40% of all deaths due to accidental falls are attributed to alcohol.

45% of all deaths in automobile accidents are attributed to alcohol.

60% of all homicides are attributed to alcohol.

I'm sure (MADD) Mothers against drunk driving would agree that alcohol should get the same consideration for much higher taxes as well to provide health care for children. Why is drunk driving and killing not as bad as smoking?

One answer I believe is because most of our politicians drink and lord help us should they be forced to give it up because it cost too much.

AIG Bonus Money

2009-03-23T21:05:00.002-04:00

Attorney General Andrew M. Cuomo of New York announced late Monday afternoon that 9 of the top 10 bonus recipients at the American International Group were giving back their bonuses.
He also said 15 of the largest 20 bonus recipients in A.I.G.’s financial products division had agreed to give back the money, for a total that he estimated at about $30 million. “Those bonuses will be returned in full,” Mr. Cuomo said during a conference call with reporters.
The attorney general noted that about 47 percent of $165 million in retention bonuses was awarded to Americans, accounting for nearly $80 million. All told, Mr. Cuomo said, A.I.G. employees have agreed to return about $50 million in bonuses.

Unbelivable!!!!!

2009-03-16T17:37:00.003-04:00

I don't get it. Our money was not to pay bonues to the big shots who put us were we are in the first place. If these men and women were as good as they are suppose to be we would not be in this mess to begin with.
I for one say take the bail out money back. It's not our fault they didn't do the job right. They are not intitled to their bonus, they didn't earn it.
Fire everyone of them and let the chips fall were they may. Let them get a dose of living paycheck to paycheck or not like most of us and see how they like losing everything they worked for all their lives.
Listening to the media a slap on the hand is all they are going to get. And will most likely get even more money in the near future.
I'm not just angrey I'm boiling hot. This is not fair at all.

I'm Confused

2009-03-14T19:35:00.003-04:00

Are you as confused as I am? I thought we were suppose to be turning the economy around with all this bail out money.
The only thing I see is the money going out to the very same people who put this economy in the mess it's in.

It's all well and good to help families keep from losing their homes, I'm all for that, but I think the cart was placed before the horse. Unless I'm missing something what good is lowering payments for home owners if they don't have a job to make those lower payments?

More and more people are losing their jobs every day with no end in site. Stem cell research is not going to put food on the table or keep your children fed.

There is no one answer as to how to turn the economy around but I feel that getting people back to work so they can begin spending money will kick start the economy. We need to stop not spoonfed the guys that got us here. If there was a way to make them give back the bonus's and money they stole, we should make them. It's not fair they are living high on the hog with our money and we can hardly eat.

That's not the America I know and love.
Justis, fairness, jobs for all is my America and I want no demand it back. Let your voice be heard.

Government Grants

2009-02-26T20:07:00.002-05:00

Government grants that most people don't know about. Money that will help you now and best of all you never have to pay it back.

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2009-01-31T20:42:00.002-05:00

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2009-01-25T20:26:00.000-05:00

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Betrayed Already

2009-01-22T19:13:00.005-05:00

I don't know how other Americans are feeling but as a democrate and believing this new adminustration would bring change I feel as if I was slapped in the face today.
How can you call it change when you nominate a man who will be overseeing the IRS that didn't pay four years of taxes and paid for two years only after he was audited by the IRS and then paid the other two years just prior to being nominated to make it look good.
The senate approved him today even though he could not give any real reason as to why. Careless mistakes? Four years? Would they have been so forgiving had it been you or I? I don't think so.The senate has turned down others for less then these careless mistakes.
The message that I got loud and clear is the same old same old, If your a politician you can do anything you want and not pay the price, but as a regular citizen of these United States like us you suffer the full price of the law regardless as to why you did it.
I realise most is not going to agree with this and thats ok. I feel an injustice has been made to the American people.

Out Of Control Teen?

2009-01-16T20:14:00.004-05:00

Teen no longer the little angel we all start out with?
Won't listen, argumentative,rebellious.
Then this on line parent support may be your answer.

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2009-01-12T19:07:00.004-05:00

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2009-01-04T19:04:00.001-05:00

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2009-01-02T18:27:00.001-05:00

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Ebook Resell Club

2008-12-26T21:18:00.007-05:00

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If you would like to do the same, the answer you're
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2008-12-25T22:37:00.004-05:00

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Happy Holidays

2008-12-24T18:17:00.002-05:00

Hi everyone. I wanted to take this time and wish everyone Happy Holidays. I wish each and everyone of you the best in the new year. April

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2008-12-09T20:47:00.002-05:00

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2008-12-09T20:43:00.001-05:00

Thanksgiving

2008-11-27T22:23:00.002-05:00

Hi everyone, I hope your Thanksgiving was wonderful and spent with family and friends.
Please remember our troops and family who didn't get to be together.
Thanks to them we are safe and secure in this great land to be able to have a Thanksgiving even in these trying times.

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2008-11-16T20:39:00.000-05:00

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2008-11-13T19:33:00.002-05:00

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2008-11-10T20:22:00.002-05:00

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2008-11-08T16:39:00.001-05:00

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2008-11-08T16:30:00.001-05:00

Government grants for personal use and for debt

2008-10-26T15:44:00.002-04:00

Do you have a enormous debt and find it hard to eliminate it and finding ways to relieve it? Then applying for a grant offered by the government for both debt relief and personal use is the best way to move forward. With the existing economic situation, the government has introduced many programs to help the people to get rid of their debt. These programs will also help you and your family too.

You should take your time on finding the right assistance that you are eligible for when it comes to government grants before trying for other actions to get yourself relieved of the debt. The government has large number of different grants to choose from but recently the debt relief and housing grants have become prominent due to the fact that people now find it hard to handle with both housing as well as the economy completely.

The government spends a great quantity of money every year and ensure that you get a part of it by applying for a grant. One big quandary in receiving a grant is choosing and applying for the one which you are eligible for. You can get all the information you require from websites and other sources. You can also get information from the respective person you are hoping to get grants for. For example, if you want to request for college grant you can then get all the information you require from the universities.

You may also find many organizations which help you in finding the right government grant.

You must collect some certain criteria in order to be eligible for the grant offered by the government. It can be something ranging from initiating a business, daily expenses or even career improvement. There are also very many smaller programs existing which you require to hunt and find the right one.

Government grants would always help in receiving what your wants are. By doing this government hopes that the society as a whole gets benefits from it. Our government also gives grants to those who are unemployed in order that they could get some guidance and return to employment. They also give grants to such people who wish to start a small businesses which would turn into something that is offered back to the society. The government also gives grants to those who had served the country.

If you are pondering whether you are qualified for funding, do not hesitate to start looking for one. You could just be eligible for one. As these grants can truly help you live your dream.

About the Author: This piece has been authored by Jay Williams who is a government grants counselor. If you are looking for a way out of your debt, contact www.e-debt.org

Our-Changing-Times

2008-10-23T20:52:00.002-04:00

If your looking for ways to save money or how to cope in these trying times check out my website. There is a lot of good information there.

EBAYUS

2008-10-09T19:24:00.002-04:00

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Ebay has anything you are looking for and then some. Merchants are world wide. With their secured site you can buy with confidence.

Bidding on something you want and getting it for pennies on the dollar is exciting to me.

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Bad Credit Debt Consolidation: Royal Road to Financial Freedom or just Symptoms Cure?

2008-10-06T20:29:00.001-04:00

Do you think you are a typical American citizen?, If the answer is yes, then your household probably also has a debt of about $14,500 and you annually spend more than you earn. Not an American – ok, don’t worry! The situation in Canada, the UK or other developed countries is not much different.

But how to get out of debt if you are not able to pay your monthly obligations? It seems difficult to find a solution, but the earlier you start reducing or debt-consolidation managment, the better. With time it becomes even more difficult.

Many advisors recommend starting with debt consolidation in order to recover control over personal money management. Debt Consolidation means in general, taking out one loan to pay off several others.

This is often done to secure a lower and fixed interest rate and has the convenience that you only need to service one loan instead of many. If you manage to get a considerably cheaper short-term bank loan or you can achieve a mortgage refinancing or a home equity loan, you save a lot of money and will be able to pay back your debt faster or even at once.

As a first step you should consolidate all of your short-term debt into one loan in order to reduce your monthly payments. Important: Start with your credit card debt as you usually pay a much larger interest rate than even with an unsecured loan from a bank.

You should know that Debt Consolidation also has its risk,problems,and drawbacks. First of all it will be difficult to obtain a cheap loan if you have a poor credit score or even worse if you've declared bankruptcy.

These days, more and more people are suffering difficulties in servicing all their debt repayments, with the consequence that they are getting negative credit report entries and thus decreasing their credit worthiness. If you don’t get a loan due to your poor credit score you are in trouble and it is recommendable to request help from a professional financial consultant.

Debt consolidation can be confusing for many people, so it is important to learn more about different options before making a decision.

What you need to know is that Bad Credit Debt-Consolidation often only treats the symptoms of debt and does not address the root problem. The problem is that people see their monthly repayments are lower and then go out and spend the difference. They don't understand the long-term picture or the trouble they've got themselves into.

Stop Spending – stick to your budget. This is common sense that works.

Once you have a real debt management plan in place, it’s only a matter of time. Important for the success of the system: avoid using credit cards, as you need to control your expense.

With plastic money you don’t feel the money you are spending and the card remains like new even after using it hundreds of times. Cut out habits that make you spend more and use common sense to control your budget. Only following these simple rules, Debt Consolidation will be sustainable and not just a symptoms cure.

You can learn more at
http://2ajobguide.com/debt_consolidation.aspx

Oswald J. Eppers, PhD, is manager of the consulting firm E&R InterConsult and founder of the Two-Approach Job Assistant and Career Guide.

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2008-10-01T19:23:00.000-04:00

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2008-09-30T20:45:00.001-04:00

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2008-09-22T18:23:00.001-04:00

2008-09-08T19:38:00.000-04:00

Are You At Risk For Cancer ?

2008-09-07T20:09:00.004-04:00

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2008-08-20T17:49:00.001-04:00

Disaster And The American Red Cross

2008-08-20T17:46:00.001-04:00

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2008-08-07T19:56:00.002-04:00

Visit My Web Page

2008-07-28T19:35:00.002-04:00

Visit my web page for alot of good stuff and tips on how to cope or save money in these trying times. See you there.

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2008-07-28T19:32:00.001-04:00

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Welcome

2008-06-19T15:46:00.004-04:00

Hi and welcome to my blog. First I would like to apologise ahead of time for any mistakes I may make. I'm new at blogging and I know I will make many untill I get the hang of it. Like my blog name implies we are in changing times. Like many I have had to find a way to ease the pain. Everthing is going up except the paycheck. LOL! I thought it might be kinda cool to share ideas on ways to help others to ease the pain as well. Anytime I hear of away to cut corners and conserve in a helpful manner I'm would like to share it with others and this would be the way to do it. At this time I wanted to intoduce the meaning behind this blog. So please check back from time to time. missguns01